When Will I Receive My Social Security Check This Month
Social Security is a significant source of income for many retirees and individuals with disabilities in the United States. Understanding when you can expect to receive your Social Security check is crucial for budgeting and financial planning. In this article, we will outline the Social Security Administration’s (SSA) payment schedules and how you can determine when you will receive your Social Security check this month.
Social Security Payment Schedule
The Social Security Administration has a monthly payment schedule that is primarily based on the birthdate of the person whose work record is the basis of the benefit. Here’s how the payment schedule generally breaks down:
- If the birthdate is between the 1st and 10th: Payments are made on the second Wednesday of the month.
- If the birthdate is between the 11th and 20th: Payments are made on the third Wednesday of the month.
- If the birthdate is between the 21st and 31st: Payments are made on the fourth Wednesday of the month.
Exception: Those Who Started Receiving Benefits Before May 1997
For individuals who began receiving Social Security benefits prior to May 1997, their payments are made on the third day of each month. If the third falls on a weekend or holiday, the payment is usually made on the preceding business day.
Social Security Disability Benefits
For Social Security Disability Insurance (SSDI) recipients, the payment schedule is slightly different:
- If the birthdate is between the 1st and 10th: Payments are made on the second Wednesday of the month.
- If the birthdate is between the 11th and 20th: Payments are made on the third Wednesday of the month.
- If the birthdate is between the 21st and 31st: Payments are made on the fourth Wednesday of the month.
- If you receive both Social Security and SSI benefits: Payments are made on the third day of the month (or the preceding business day if it falls on a weekend or holiday).
Supplemental Security Income (SSI) Payments
SSI payments are typically made on the first day of the month. However, if the first falls on a weekend or holiday, recipients receive the payment on the preceding business day.
How to Check the Status of Your Payment
If you are unsure about when your Social Security check is scheduled to arrive or if you are concerned that it may be late, you can check the status by:
- Logging into your online account: If you have a my Social Security account, you can log in to check your payment status and history.
- Contacting SSA: You can also call the Social Security Administration at 1-800-772-1213 for assistance. For the deaf or hard of hearing, call TTY 1-800-325-0778.
Direct Deposit and Debit Cards
The SSA encourages recipients to opt for direct deposit or use the Direct Express® debit card program. These options are more secure and convenient than receiving a check in the mail and typically allow for quicker access to funds.
Conclusion
Knowing when you will receive your Social Security check is crucial for managing your finances. The payment schedule is largely based on birthdates and the type of benefits you are receiving. It’s also advisable to set up direct deposit or use the Direct Express® debit card to ensure safe and timely access to your benefits. If you have any concerns or need further assistance, don’t hesitate to contact the Social Security Administration.
